Presenting an independent damp report and understanding who should arrange repairs
Damp and mould aren’t automatically a tenant’s fault. In England, landlords are responsible for fixing structural problems and faulty installations that cause damp, while condensation shouldn’t be assumed to be the cause without investigation. Presenting an...
Can you get a mortgage with damp? What lenders check
Damp does not automatically prevent a mortgage. You can get a mortgage on a house with damp issues, but a lender may ask for more information if the problem appears serious, such as a damp and timber report, before deciding how to proceed.Visible staining or a musty...
Can You Add Damp Proofing Costs to a Remortgage?
A remortgage can sometimes cover damp-proofing work if you have sufficient equity and the lender approves the extra borrowing. Whether you can add the cost of damp proofing to a remortgage depends on the lender’s assessment of your finances and property. The...
Wall tie issues flagged on a homebuyer survey: what to do next
A warning about wall tie issues flagged on a homebuyer survey is a reason to investigate, not proof that the wall is failing. Wall ties connect the inner and outer masonry leaves of a cavity wall. Corrosion or failure can contribute to cracking and outward movement,...
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