Will a mortgage lender accept an indemnity policy for damp?
Whether a mortgage lender will accept an indemnity policy for damp depends on the policy and the lender’s requirements. A lender may accept it, but the policy will not resolve the damp itself. If the property’s condition raises concerns, the lender may ask for a...
Choose a surveyor or damp proofing company
If you’re deciding how to spot a cowboy damp proofing company, start by separating diagnosis from treatment. A damp survey should investigate the cause, and remedial work should follow only when the findings support it. A treatment quote alone does not explain why...
How to Renegotiate Your House Price After a Wall Tie Survey
There’s no set reduction when renegotiating the house price after a wall tie survey. You can ask the seller to lower the price or complete specified repairs, but they may refuse. A specialist report and written repair estimates can help you explain the issue and...
Wall tie failure risks: who is at risk and what to watch for
A wall can look sound while its ties are failing. Homes built before the mid-1980s are especially at risk because their wall ties may be prone to corrosion. Explaining the risks of ignoring wall tie failure to your family starts with knowing that corroded ties can...
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