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Can you get a mortgage with damp? What lenders check

Can you get a mortgage with damp? What lenders check

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Damp does not automatically prevent a mortgage. You can get a mortgage on a house with damp issues, but a lender may ask for more information if the problem appears serious, such as a damp and timber report, before deciding how to proceed.Visible staining or a musty...
Can You Add Damp Proofing Costs to a Remortgage?

Can You Add Damp Proofing Costs to a Remortgage?

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A remortgage can sometimes cover damp-proofing work if you have sufficient equity and the lender approves the extra borrowing. Whether you can add the cost of damp proofing to a remortgage depends on the lender’s assessment of your finances and property. The...
Can You Live in a House with Moderate Wall Tie Failure?

Can You Live in a House with Moderate Wall Tie Failure?

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A moderate wall tie finding isn’t, by itself, a verdict on whether a home is safe to live in. If you’re asking, “can you live in a house with moderate wall tie failure?”, the answer depends on the condition of the ties and the wider state of the masonry, not just the...
Managing Agents’ Responsibility for Damp: A Guide

Managing Agents’ Responsibility for Damp: A Guide

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A damp patch in one flat may point to a local issue, or it may indicate a fault affecting the wider building. The managing agent’s responsibility for damp in apartment blocks is therefore best approached as a process of coordination, not guesswork. Residents...